Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania

Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania

The authors investigate the microfinance regulatory regimes in Benin, Ghana, and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors find that recognizing different tiers of both regulated and unregulated institutions in a financial structure facilitates financial deepening and outreach to otherwise underserved groups in urban and rural areas. That environment promotes sustainable microfinance under shared performance standards and encourages regulatory authorities to develop appropriate prudential regulations and staff capacity. Case studies of the three countries raise important issues on promoting microfinance development vis-??-vis regulating them. Laws to regulate activities other than intermediation of public deposits into loans can result in disproportionately restrictive and unmanageable standards, even as dynamic microfinance sectors have emerged without conducive regulatory regimes. The authors use the three countries' regulatory experiences to highlight the importance of differentiating when prudential supervision is warranted and when regulatory oversight suffices, and to identify the agencies to carry out regulation. They address an important issue that has received scant attention, measuring and paying for the costs of regulating microfinance, and the need to build technical capacity of supervisory and regulatory staff.


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Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania
Language: en
Pages:
Authors: Joselito Gallardo
Categories:
Type: BOOK - Published: 2012 - Publisher:

The authors investigate the microfinance regulatory regimes in Benin, Ghana, and Tanzania, with a view to identifying key issues and lessons on how the overall
Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania
Language: en
Pages: 34
Authors:
Categories: Financial institutions
Type: BOOK - Published: 2005 - Publisher: World Bank Publications

Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania
Language: en
Pages: 46
Authors: Joselito Gallardo
Categories:
Type: BOOK - Published: 2014 - Publisher:

Gallardo, Ouattara, Randhawa and Steel investigate the microfinance regulatory regimes in Benin, Ghana and Tanzania, with a view to identifying key issues and l
Comparative Review of Microfinance Regultory Framework Issues in Benin, Ghana, and Tanzania
Language: en
Pages: 34
Authors:
Categories: Microfinance
Type: BOOK - Published: 2002 - Publisher:

Findings
Language: en
Pages:
Authors:
Categories: Africa
Type: BOOK - Published: 2004 - Publisher:

How Widespread Were Private Investment and Regulatory Reform in Infrastructure Utilities During the 1990s?
Language: en
Pages: 24
Authors: Antonio Estache
Categories: Electronic books
Type: BOOK - Published: 2005 - Publisher:

This note provides a snapshot as of 2004 of the share of countries with an independent regulatory agency and with at least some private sector financing of its
The Contribution of Skilled Immigration and International Graduate Students to U.S. Innovation
Language: en
Pages: 33
Authors: Gnanaraj Chellaraj
Categories: Education
Type: BOOK - Published: 2005 - Publisher: World Bank Publications

Abstract: The impact of international students and skilled immigration in the United States on innovative activity is estimated using a model of idea generation
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Language: en
Pages: 459
Authors: World Bank Group
Categories: Business & Economics
Type: BOOK - Published: 2005-09-29 - Publisher: World Bank Publications

In the wake of the financial crises of the late 1990s, there was a surge of interest in the systematic assessment of financial sectors, with a view to identifyi
Financing Agriculture Value Chains in India
Language: en
Pages: 263
Authors: Gyanendra Mani
Categories: Business & Economics
Type: BOOK - Published: 2018-01-09 - Publisher: Springer

This book examines the successful private, public and civil society models of agriculture value chains in India and addresses relevant challenges and opportunit
Contemporary Microenterprise
Language: en
Pages: 336
Authors: Joseph Mark S. Munoz
Categories: Business & Economics
Type: BOOK - Published: 2010-01-01 - Publisher: Edward Elgar Publishing

While there have been numerous books and articles written on the popular topic of microfinance , few books have been written on the business model behind it: th